Welcome to Our Online Loan Referral Service

3.5 2 reviews

2004 Ave F NW, Childress, TX 79201, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you grapple with the feedback of our customers.

I addressed Happy State Bank ATM. Everything was done quickly. Only pleasant impressions remained!

Janie Padberg

I'm not ashamed to borrow money from Happy State Bank ATM, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Noelia Padberg

Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Childress, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Childress, Texas is issued easily and fast. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a loan in Childress, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Childress, tx will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Childress, Texas

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+1 (713) 965-4958

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Security Finance

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+1 (830) 672-7967

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American Momentum Bank

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+1 (830) 663-3606

americanmomentum.bank

Hispanic Loan Officers

100 N Central Expy, Dallas, TX 75201, USA

+1 (214) 292-2929

Zapata National Bank

706 Hidalgo Blvd, Zapata, TX 78076, USA

+1 (956) 765-4302

www.zapatanationalbank.com

Navy Federal Credit Union

6551 S Staples St, Corpus Christi, TX 78413, USA

+1 (888) 842-6328

www.navyfederal.org

Covington Credit

2729 New Boston Rd, Texarkana, TX 75501, USA

+1 (903) 832-6551

www.mymoneytogo.com

Woodforest National Bank

1701 FM646, League City, TX 77573, USA

+1 (281) 337-5613

www.woodforest.com

Cash Store

1017 E Trinity Mills Rd STE 112, Carrollton, TX 75006, USA

+1 (972) 820-8804

www.cashstore.com

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