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2.9 9 reviews

240 S Texas St, De Leon, TX 76444, USA
+1 (888) 203-0367
www.fmbank-tx.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1999-05-12

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Farmers and Merchants Bank?

Here you see the reviews of our clients.

Farmers and Merchants Bank seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Bartholome Weber

Farmers and Merchants Bank applied for a loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Major Gleason

I recommend Farmers and Merchants Bank to everyone, I am applying for the second time. Everything is great!

Dr. Neal Rogahn

Yesterday I needed extra money, I decided to contact Farmers and Merchants Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Adrain Heathcote

I recommend Farmers and Merchants Bank to everyone, I am applying for the second time. Everything is great!

Dr. Verla Herman

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in De Leon, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

It is easy and fast to issue payday loans in De Leon, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Farmers and Merchants Bank help take out a loan in De Leon, Texas?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in De Leon, Texas. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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ATM (Regions Bank)

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Justice Finance

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First Federal Bank

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Power Finance Texas

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www.powerfinancetexas.com

Advance America

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Houston Federal Credit Union

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