Welcome to Our Online Loan Referral Service


217 W California St, Floydada, TX 79235, USA
+1 (806) 983-3725
locations.prosperitybankusa.com
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM
Thursday
8AM–3PM
Friday
8AM–3PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas, United States

Company Name

Prosperity Bank

Prosperity Bank

Contact Data

What people think about Prosperity Bank - Floydada?

Below you get acquainted with some of the opinions of our customers.

Recently I experienced the most unpleasant situation in my life. I suddenly needed $1000 to pay for utility bills. This lender helped me very quickly. They were the only website that approved me for the required amount. I dealt with all my problems. I will definitely recommend this website to my friends. Best service ever.

Mr. Blair O'Conner

Used Prosperity Bank - Floydada for the 4th time. The lender is fair. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Kenna Cassin

Recently I needed $1000 to cover car repair bills. I decided to apply via Prosperity Bank - Floydada. They only approved me for $600 but the process itself was easy, and their rates were reasonable.

Florida Price DDS

Thanks!! The money were sent to my bank account as promised – within 2 hours. I closed the loan quickly and had no complaints. The process is speedy and legit. Be a responsible person and you will have no issues.

Prince Morar

It needed to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Prosperity Bank - Floydada. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very good service.

Camden Luettgen

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Floydada, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Floydada, Texas. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Floydada, Texas

Goldstar Finance

1100 Pasadena Blvd, Pasadena, TX 77506, USA

+1 (713) 589-1600

goldstarfinancetexas.com

ACE Cash Express

1302 S, TX-121 BUS Ste B, Lewisville, TX 75067, USA

+1 (214) 222-7724

www.acecashexpress.com

OneMain Financial

1739 SW Loop 410 #302, San Antonio, TX 78227, USA

+1 (210) 670-0351

www.onemainfinancial.com

Navy Federal Credit Union - ATM

8740 Hwy 6, Missouri City, TX 77459, USA

+1 (888) 842-6328

www.navyfederal.org

Bank of the Ozarks Mortgage

5178 Preston Rd, Frisco, TX 75034, USA

+1 (469) 365-6236

bankozarks.com

Loanstar Title Loans

133 W SW Loop 323, Tyler, TX 75701, USA

+1 (903) 509-0033

www.loanstartitleloans.net

American National Bank of Texas

1900 W Moore Ave, Terrell, TX 75160, USA

+1 (972) 563-2079

anbtx.com

OneMain Financial

13837 Breck St E, Houston, TX 77066, USA

+1 (281) 893-4654

www.onemainfinancial.com

Texas Trust Credit Union

808 S Palestine St, Athens, TX 75751, USA

+1 (972) 263-5171

www.texastrustcu.org

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