First National Bank-Temple Payday Loans Review

Organization owner?

800 E Main St, Gatesville, TX 76528, USA

+1 (254) 248-1821

What people think about First National Bank-Temple?

Below you get acquainted with some of the testimonials of our customers.

Recently I urgently needed money to pay for a wedding. I submitted an application form via the website of First National Bank-Temple. I entered the basic personal information. No phone calls. The desired loan was approved within 15 minutes. The money was sent to my bank account within 3 hours. Fantastic website!

Hershel Rolfson

Thank you First National Bank-Temple for assisting me when I needed cash so bad to pay for surgery. I have applied through this website once and everything was OK. This is the most trustworthy company with no hidden fees. Highly recommended!!!

Augustus Beahan

Last week I needed $800 to cover car repair bills. I decided to contact First National Bank-Temple. They only approved me for $600 but the process itself was hassle-free, and their rates were competitive.

Melvina Hyatt

Thank you for the exceptional service. Your employess assisted me throughout the application. It’s convenient that you only need an ID to get approved.

Mr. Erling Pfeffer

First National Bank-Temple seems reliable. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Barton Roob

Important

Now you can review general characteristics of payday loans.

Payday Loans in Gatesville, North Carolina

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Gatesville, North Carolina. The interest rate will be set specifically for each person and will depend on the personal details the client entered.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.