Domain Info
Created Date
2000-06-22
Mailing Address
TX, United States
Company Name
First State Bank of Graham
First State Bank of Graham
Contact Data
What people think about First State Bank?
Below you get acquainted with some of the testimonials of our customers.
I am a loyal client of First State Bank. It is very easy to apply via the net. The interest rate was reasonable. Their employees always reply in a timely manner.
Mrs. Winona Padberg
I am a loyal client of First State Bank. It is very fast to apply online. The interest rate was favorable. Their representatives always respond in a timely manner.
Emanuel Predovic
Used First State Bank for the 4th time. The company is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra cash.
Darrion Turner
I have already contacted this website 2 times and I was very happy with the rates. This is the only round the clock website with affordable rates in my city.
Lorine Wehner IV
Important
The previous three items describe a peculiar lending service. But below you can find common data about payday loans.
Payday Loans in Graham, North Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to access in Graham, North Carolina. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
36% APR small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Graham, Texas
OneMain Financial
3217 Kennedy Ln, Texarkana, TX 75503, USA
+1 (903) 832-0562
www.onemainfinancial.com
Community National Bank & Trust of Texas
412 S Commerce St, Centerville, TX 75833, USA
+1 (903) 536-2265
www.mybanktx.com
Woodforest National Bank
420 S Main St, Highlands, TX 77562, USA
+1 (713) 495-8070
www.woodforest.com
