Welcome to Our Online Loan Referral Service

3.5 11 reviews

601 E Cedar Creek Pkwy, Seven Points, TX 75143, USA
+1 (903) 432-3611
locations.prosperitybankusa.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas, United States

Company Name

Prosperity Bank

Prosperity Bank

Contact Data

What people think about Prosperity Bank - Seven Points?

Below you see some of the reviews of our clients.

I needed $700 to buy a bike. The only solution was to apply for a payday loan. Found a lot of loan providers online. Prosperity Bank - Seven Points is the most credible loan provider in Kemp.

Martin Hammes

I contacted Prosperity Bank - Seven Points for a loan. Everything was done very quickly. Had the funds in my account the same day. Employees are very nice. Best experience!

Rosamond Muller

Pay Attention

Above there is information about a exact loan provider. Below you can review common features of payday loans.

Payday Loans in Kemp, Oklahoma

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Kemp, Oklahoma. The entire process is effortless. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

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