Welcome to Our Online Loan Referral Service

4.2 5 reviews

13809 W U.S. Hwy 87 W, La Vernia, TX 78121, USA
+1 (830) 253-8808
bankheritage.com
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM
Friday
7:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–4PM

Domain Info

Created Date

2001-08-07

Mailing Address

1850 PEARLAND PKWY STE 109, PEARLAND, TX, 77581-5100, United States

Company Name

Heritage Bank

Heritage Bank

Contact Data

[email protected]

+1.2814850600

Feedback about Heritage Bank?

Here you see the reviews of our customers.

Staff is very friendly and helpful.

Celestine Lesch

We have been banking here since 2008.

Nash Murphy

And you can use app to deposit checks!

Dr. Carter Keeling

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in La Vernia, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in La Vernia, Texas are taken out easily. The interest rate is conditional on the customer's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Heritage Bank help take out a payday loan in La Vernia, Texas?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the request when lenders in La Vernia, tx will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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