Richard's Pawn Shop Payday Loans Review

4.3 64 reviews

Loan agency in Livingston, Texas

Organization owner?

709 N Washington Ave, Livingston, TX 77351, USA

+1 (936) 327-2448

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

9AM–3PM

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

What people think about Richard's Pawn Shop?

Below you see some of the reviews of our clients.

Id like to say thank you for your service an money saving prices!

Rylan Smitham

Couldn't ask for a better place to go and I'm always treated like family.

Maxime Klocko

The staff are very friendly and attentive to their customers.

Nickolas Lehner

Important

Above there is information about a exact loan provider. Below you can review common aspects of payday loans.

Payday Loans in Livingston, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your sudden financial difficulties in Livingston , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.