Welcome to Our Online Loan Referral Service

3.2 29 reviews

125 N University Ave, Lubbock, TX 79415, USA
+1 (806) 762-0584
Saturday
10AM–7PM
Sunday
12–5PM
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM

What people think about Cash America Pawn?

Below you get acquainted with some of the opinions of our customers.

Excellent hopefull service very nice good staff to help me out 👌👌👍

Mr. Stanley Rau II

Prices are reasonably fair sometimes over priced depending on the product.

Delta Wunsch

Great customer service and great deals

Courtney Batz

They are great at communicating and are passionate about helping people.

Zoila Lind

Most trusted lender!

Letitia McGlynn

I highly recommend Brian and his team.

Winifred Runolfsdottir

Angelique was very knowledgeable and worked hard on my return.

Waino Schiller

Paid good money to get my taxes done.

Myrl Legros V

I was blessed to have had her help me!

Isidro Jast

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Lubbock, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Lubbock, Texas is are easy to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

First Community Bank

205 E Ocean Blvd, Los Fresnos, TX 78566, USA

+1 (956) 233-4100

www.fcbtx.com

Texas Panhandle Regional

415 SW 8th Ave, Amarillo, TX 79101, USA

+1 (806) 331-6172

EECU Credit Union

1460 W Southlake Blvd, Southlake, TX 76092, USA

+1 (817) 882-0790

www.eecu.org

Happy State Bank ATM

1953 Golden Heights Rd, Fort Worth, TX 76177, USA

+1 (800) 447-2265

www.happybank.com

First Liberty National Bank

109 US-90, Dayton, TX 77535, USA

+1 (936) 257-9700

www.flnb.com

TitleMax Title Loans

631 S WW White Rd, San Antonio, TX 78220, USA

+1 (210) 526-8046

www.titlemax.com

Texas Car Title & Payday Loan Services, Inc.

6205 Wesley St, Greenville, TX 75402, USA

+1 (903) 455-8008

texascartitleandpaydayloanservicesinc.com

City Bank ATM

5506 4th St, Lubbock, TX 79416, USA

+1 (800) 687-2265

www.city.bank

Citizens National Bank of Texas

124 E Main St, Italy, TX 76651, USA

+1 (972) 938-4300

www.cnboftexas.com

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