Welcome to Our Online Loan Referral Service

4.5 96 reviews

1802 Texas Tech Pkwy, Lubbock, TX 79409, USA
+1 (806) 742-3606
www.texastechfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

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Mailing Address

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What people think about Texas Tech Credit Union - Main Branch?

Below you read some of the opinions of our customers.

These guys are amazing. I’ve used them for years. Checking, savings, and multiple loans. No bank with be able to compete with their interest rates or their auto loan …

Freida Sporer

The best rates in town and top notch member service!

Mrs. Clare Kutch

Excellent place to do business, so helpful for Texas Tech employees!

Loma Kunze

Great place, with great staff!

Ms. Ida Cummerata MD

Highly recommend Lupe very very helpful hands down, she the best!!

Zora Shanahan

I absolutely loved the service I received.

Vincenzo Gibson

Friendly staff and the manager knows her stuff!!

Roosevelt Becker

They sold me a broken guitar and refused to let me return it.

Miss Kaci Shanahan Jr.

It was a great product at a great price and friendly service.

Miss Marjolaine Lang IV

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Lubbock, Texas. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are confident that you can make payments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Happy State Bank ATM

5000 Interstate 40 Access Rd, Amarillo, TX 79103, USA

+1 (800) 447-2265

www.happybank.com

Houston Federal Credit Union Main Office

16320 Kensington Dr, Sugar Land, TX 77479, USA

+1 (281) 243-0500

www.houstonfcu.org

Cash America Pawn

6066 S Hulen St, Fort Worth, TX 76132, USA

+1 (817) 370-8597

World Finance

2150 N Josey Ln Ste 218, Carrollton, TX 75006, USA

+1 (972) 245-6194

www.loansbyworld.com

First State Bank

2002 Main St, Junction, TX 76849, USA

+1 (325) 446-3391

www.fsbjunction.com

Austin Telco Federal Credit Union

121 University Oaks Blvd, Round Rock, TX 78665, USA

+1 (512) 302-5555

www.atfcu.org

Broadway Bank - Seguin Financial Center

1475 E Court St, Seguin, TX 78155, USA

+1 (830) 379-9200

broadway.bank

TitleMax Title Loans

1504 Guadalupe St, Laredo, TX 78040, USA

+1 (956) 253-0035

www.titlemax.com

Woodforest National Bank

1406 E Milam St, Mexia, TX 76667, USA

+1 (254) 472-0900

www.woodforest.com

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