Welcome to Our Online Loan Referral Service

3.7 10 reviews

3004 Slide Rd, Lubbock, TX 79407, USA
+1 (806) 687-6811
www.firstbanktexas.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

1996-11-20

Mailing Address

Company Name

Contact Data

What people think about FirstBank & Trust?

Below you get acquainted with some of the reviews of our clients.

Branch manager Heather Garrison was super helpful in processing our loan fast. Would highly recommend

Myah Zboncak

Couldn't ask for a better banking experience.

Felix Lakin

Friendly staff and the manager knows her stuff!!

Nelle Welch

They sold me a broken guitar and refused to let me return it.

Prof. Lilla Klocko III

It was a great product at a great price and friendly service.

Jean Considine III

Important

Above there is information about a exact loan provider. Below you can see common aspects of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Lubbock, Texas. The entire process is stress-free. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Regional Finance

2725 NE 28th St Suite 130, Fort Worth, TX 76111, USA

+1 (817) 717-3276

branches.regionalfinance.com

First State Bank

1709 9th St #104, Bridgeport, TX 76426, USA

+1 (940) 683-6300

www.fsbwise.com

Sun Loan Company

803 Castroville Rd Ste 129, San Antonio, TX 78237, USA

+1 (210) 434-7178

www.sunloan.com

Community National Bank & Trust of Texas

321 N 15th St, Corsicana, TX 75110, USA

+1 (903) 654-4500

mybanktx.com

Woodforest National Bank

1255 US-59, Wharton, TX 77488, USA

+1 (979) 531-8680

www.woodforest.com

Loan Source LLC

800 SE 2nd St, Mineral Wells, TX 76067, USA

+1 +1 289-855-2978

Credit Central

937 N Expressway 77 Suite 5, Suite 5, Brownsville, TX 78520, USA

+1 (956) 443-0112

www.creditcentralllc.com

Atlas Credit Co., Inc.

3817 Ross Ave, Dallas, TX 75204, USA

+1 (214) 748-7429

www.atlascredit.com

Advance America

2921 Boca Chica Blvd Ste. 23B, Brownsville, TX 78521, USA

+1 (956) 541-6530

www.advanceamerica.net

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