Domain Info
Created Date
2010-04-02
Mailing Address
DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States
Company Name
Registration Private
Domains By Proxy, LLC
What people think about FirstCapital Bank of Texas?
Below you see some of the reviews of our clients.
It needed to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via FirstCapital Bank of Texas. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Georgiana Runte MD
Good lender with reasonable rates. They deposited quickly, as promised. I will use FirstCapital Bank of Texas again if I need extra money.
Lura Bednar
Used FirstCapital Bank of Texas for the third time. The company is reliable. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra funds.
Leonard Streich
I always use FirstCapital Bank of Texas when it need a payday loan. The application process is hassle-fee. No troubles.
Dr. Brennon Powlowski Jr.
They approve applicants instantly and transfer money the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Clair Donnelly
They approve applicants immediately and transfer money the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Hope Roob
Pay Attention
Below you can read general information about payday loans and their common features.
Payday Loans in Lubbock, Texas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Lubbock, Texas. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Lubbock, Texas
April Phifer - Mortgage Loan Officer- Verity Mortgage
3505 Olsen Blvd Suite 105, Amarillo, TX 79109, USA
+1 (806) 340-5662
www.veritymortgage.com
Kroger Money Services
2671 Little Elm Pkwy, Little Elm, TX 75068, USA
+1 (469) 888-5518
moneyservices.kroger.com
Advance America
1916 E Belt Line Rd, Carrollton, TX 75006, USA
+1 (972) 416-9003
www.advanceamerica.net
U.S. Small Business Administration El Paso Disaster Loan Servicing Center
10737 Gateway Blvd W #320, El Paso, TX 79935, USA
+1 (800) 487-6019
www.sba.gov
