Welcome to Our Online Loan Referral Service


6101 19th St, Lubbock, TX 79407, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the reviews of our customers.

The process was as easy as possible, fast. No guarantors needed. Thank you so much. Love their online customer support. No issues. Would apply again.

Ms. Hildegard Towne V

Happy State Bank ATM rescued me in a difficult time. They approved me for a loan although I had credit problems. The process was hassle free and quick. I wanna say thanks for their exceptional client support service and competitive rates. I will 100% recommend this online lender to my family and friends.

Rashawn Will

Good lender with reasonable rates. They deposited within 2 hours, as I expected. I will use Happy State Bank ATM again if I need extra money.

Dr. Jerel Klein Jr.

I recommend Happy State Bank ATM to every person who need extra cash. I’ve been using them for 5th time. Always exceptional service!

Kasey Stroman

Important

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and fast to get approved for payday loans in Lubbock, Texas. The interest rate will be set individually for each client and will depend on the personal data the consumer provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Brazosport Teachers Federal Credit Union

216 Lakeview Dr, Clute, TX 77531, USA

+1 (979) 265-5333

www.btfcu.net

Cash Express

10910 Airline Dr, Houston, TX 77037, USA

+1 (281) 999-5950

Walmart Money Center

College Station, TX 77845, USA

www.walmart.com

Independent Bank is now Independent Financial

900 N Preston Rd, Prosper, TX 75078, USA

+1 (972) 548-3400

www.independent-bank.com

IBC Bank ATM

1401 W HWY 100 #A, Port Isabel, TX 78578, USA

+1 (956) 943-2108

myibc.com

TitleBucks Title Loans

5070 Doniphan Dr, El Paso, TX 79932, USA

+1 (915) 584-1855

www.titlebucks.com

DATCU Credit Union

906 W University Dr, Denton, TX 76201, USA

+1 (940) 387-8585

www.datcu.org

Texas Title Loans

12751 TX-198, Mabank, TX 75156, USA

+1 (903) 603-7500

txtitleloans.net

Cash Store

300 E FM 2410 Rd #102, Harker Heights, TX 76548, USA

+1 (254) 616-5265

www.cashstore.com

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