Welcome to Our Online Loan Referral Service

4.2 19 reviews

3801 34th St, Lubbock, TX 79410, USA
+1 (806) 771-0045
peoplesbanktexas.com
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2003-06-12

Mailing Address

Texas, United States

Company Name

Peoples Bank

Peoples Bank

Contact Data

What people think about Peoples Bank?

Below you read some of the reviews of our customers.

People’s Bank has such a welcoming environment.

Willis Legros

Worst banking experience ever with this bank absolutely terrible

Dr. Nettie Pfeffer III

Friendly people in the bank and drive through.

Prof. Marcellus Anderson MD

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you cash quickly. Your APR will depend on a few things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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