Welcome to Our Online Loan Referral Service


5001 S University Ave, Lubbock, TX 79413, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the reviews of our customers.

I recommend Happy State Bank ATM to every person who need extra money. I’ve been using them for 5th time. Always exceptional service!

Salvatore Adams

A good payday lender. These guys quickly processed my application. Had funds in my account within 2 hours. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Mr. Dudley Runte DDS

Happy State Bank ATM rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was hassle free and speedy. I value their exceptional client support service and reasonable rates. I will definitely recommend this loan provider to my family and friends.

Prof. Tierra Conn DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Southside Bank

1250 S Capital of Texas Hwy #101, Austin, TX 78746, USA

+1 (512) 381-2320

www.southside.com

Reliable Finance

419 N King St #4, Seguin, TX 78155, USA

+1 (830) 401-0303

www.noblefinance.net

Wells Fargo Bank

1206 Dixieland Rd, Harlingen, TX 78552, USA

+1 (956) 364-6200

www.wellsfargo.com

Mariner Finance

15250 Dallas Pkwy #400, Dallas, TX 75248, USA

+1 (469) 289-5228

www.marinerfinance.com

Cash America Pawn

2110 Agnes St, Corpus Christi, TX 78405, USA

+1 (361) 884-5382

EZ Money Loan Services

5501 McPherson Rd, Laredo, TX 78041, USA

+1 (956) 717-1780

www.getezmoney.com

Payday Loans

E Centerville Rd, Garland, TX 75041, USA

Pancho's Car Title Loans

6001 Alameda Ave, El Paso, TX 79905, USA

+1 (915) 778-6700

panchoscartitleloans.com

Star Loans

220 E Calvert, Karnes City, TX 78118, USA

+1 (830) 780-2624

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