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5 49 reviews
Loan agency in McAllen, Texas

705 N 23rd St ste 50, McAllen, TX 78501, USA
+1 (956) 682-2274
excelfinco.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Excel Finance?

Below you get acquainted with some of the reviews of our clients.

Great service, Supper friendly staff, & highly satisfied.

Mrs. Isabella Fahey

Awesome customer service no matter the outcome.

Joesph Torphy DDS

Nice employees, Marissa helped me and was fast and courteous.

Leo Homenick

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Mcallen, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Mcallen, Texas is are simple to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments on scheduled.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Mcallen, Texas

Fiesta Pawn Shop

901 Pasadena Fwy # C, Pasadena, TX 77506, USA

+1 (713) 473-7296

www.fiestapawn.com

Associated Credit Union of Texas - Texas City

1326 9th Ave N, Texas City, TX 77590, USA

+1 (409) 945-4474

locations.acutx.org

WaFd Bank

3100 Wind River Ln, Denton, TX 76210, USA

+1 (940) 565-1807

www.wafdbank.com

MoneyGram

420 E Main St, Uvalde, TX 78801, USA

+1 (830) 278-2244

locations.moneygram.com

OneMain Financial

696 Highway 71 W, Bldg 4 Ste A, Bastrop, TX 78602, USA

+1 (512) 308-9190

www.onemainfinancial.com

State National Bank

99 Broadway Ave, Groom, TX 79039, USA

+1 (806) 248-7531

www.snbgroom.com

Texas National Bank

400 E Broadway Ave, Sweetwater, TX 79556, USA

+1 (325) 235-4997

www.texasnational.bank

Cash Store

895 N Hwy 77, Waxahachie, TX 75165, USA

+1 (972) 937-3522

www.cashstore.com

City National Bank - Mortgage

1108 S Broadway St, Sulphur Springs, TX 75482, USA

+1 (903) 439-0654

www.mortgageatcnb.com

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