What people think about First Bank & Trust of Memphis?
Below you read some of the opinions of our customers.
APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…
Dr. Lucy Hudson I
I took loans from First Bank & Trust of Memphis 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 7 hours. It’s been 2 days – no funds. They do not answer emails. Why???
Dr. Johnpaul Cruickshank
The online portal does not work so I can not apply for the loan…
Mr. Richie Pagac
Important
Above there is information about a definite company. Below you can see common characteristics of payday loans.
Payday Loans in Memphis, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your short-term financial problems in Memphis , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have low credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are confident that you can afford payments as agreed in the contract.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Memphis, Texas
Oak Cliff Finance
655 Wynnewood Dr #731, Dallas, TX 75224, USA
+1 (214) 946-6770
www.serviceloansouth.com
ACE Cash Express
9096 Highway 80 W, Fort Worth, TX 76116, USA
+1 (817) 560-8768
www.acecashexpress.com
Security Service Federal Credit Union
2066, San Antonio, TX 78243, USA
+1 (210) 476-4307
www.ssfcu.org
PlainsCapital Bank
1100 E US Hwy 377 Ste 101, Granbury, TX 76048, USA
+1 (817) 573-2342
www.plainscapital.com
