Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank?
Below you see some of the testimonials of our clients.
Unhappy customer! Was rejected for no reason. My credit was fair.
Mr. Ike Lynch Sr.
APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Mathias Gleason
Said I was approved for a loan. Have been waiting 2 days, still no money I my account. I conclude it’s fraud.
Brigitte Goyette
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Memphis, New York
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Memphis, New York is are easy to access. The APR is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Memphis, Texas
FirstCapital Bank of Texas
900 Midwestern Pkwy, Wichita Falls, TX 76302, USA
+1 (940) 723-6161
www.fcbtexas.com
Texan Credit Corporation
2212 N 1st St, Carrizo Springs, TX 78834, USA
+1 (830) 876-2483
texancredit.com
World Finance
5201 McCart Ave Suite 107, Fort Worth, TX 76115, USA
+1 (817) 927-2277
www.loansbyworld.com
