First Financial Bank Payday Loans Review

5 2 reviews

Organization owner?

14125 S Liberty St, Montgomery, TX 77316, USA

+1 (936) 597-5997

www.ffin.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

1998-01-01

Mailing Address

TX, United States

Company Name

First Technology Services

Contact Data

What people think about First Financial Bank?

Below you get acquainted with some of the reviews of our clients.

Crazy interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady in the chat was very racist. Not happy. Better explore another loan provider.

Dr. Teagan Runte Sr.

Seems a fraudulent company. They ask for too many sensitive data. I think it’s risky to distribute such data [online|on the Internet. You’d better find another website.

Prof. Hadley Wolf

Important

The previous three items describe a precise financial institution. But below you can find common data about payday loans.

Payday Loans in Montgomery, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Montgomery, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.