Welcome to Our Online Loan Referral Service

3.7 28 reviews

2407 W Oak St, Palestine, TX 75803, USA
+1 (903) 729-0358
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Feedback about First Cash Pawn?

Here you get acquainted with the reviews of our customers.

The atmosphere was pleasant and no pressure.

Kennedi Cremin

Shout out to Manager Deanna and Tristan!

Arvel Von

Fast and friendly service.

Dr. Reymundo Connelly II

Great place to bank.

Dannie Borer

Horrible customer service.

Amir DuBuque MD

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Palestine, West Virginia

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are known as payday loans in Palestine, wv. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will First Cash Pawn help issue a loan in Palestine, West Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Palestine, West Virginia. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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