Welcome to Our Online Loan Referral Service

4 reviews

11818 US-60, Pampa, TX 79065, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you see some of the reviews of our clients.

Recently I needed $800 to cover medical bills. I decided to contact Happy State Bank ATM. They only approved me for $500 but the process itself was transparent, and their rates were favorable.

Prof. Carolina Murazik

It needed to rebuild my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Happy State Bank ATM. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.

Tiffany Russel

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Pampa, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Pampa, Texas. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Pampa, Texas

American State Bank

304 Highway 69 S, Huntington, TX 75949, USA

+1 (936) 422-3315

www.asbtx.com

Kress National Bank

Highway 87 & 4TH St, W 4th St, Kress, TX 79052, USA

+1 (806) 684-2231

www.knbkress.com

Texas Cash 'N Go

110 E 3rd St, Shamrock, TX 79079, USA

+1 (806) 256-2226

Pronto Check Cashing

1702 S Bryant Blvd, San Angelo, TX 76903, USA

+1 (325) 657-9935

locations.westernunion.com

ACE Cash Express

10755 N Loop Dr E, Socorro, TX 79927, USA

+1 (915) 860-8186

www.acecashexpress.com

TitleMax Title Loans

4700 TX-121, Plano, TX 75024, USA

+1 (469) 888-5990

www.titlemax.com

TitleMax Title Loans

306 W Commerce St, Brownwood, TX 76801, USA

+1 (325) 216-5123

www.titlemax.com

Cash Store

4426 W 7th St Suite A, Wake Village, TX 75501, USA

+1 (903) 831-5776

www.cashstore.com

OneMain Financial

1707 S Broadway St #7, Sulphur Springs, TX 75482, USA

+1 (903) 438-0267

www.onemainfinancial.com

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