B & W Finance Co Payday Loans Review

5 reviews

Loan agency in Pharr, Texas

Organization owner?

126 E Park Ave # 2, Pharr, TX 78577, USA

+1 (956) 787-5964

What people think about B & W Finance Co?

Below you get acquainted with some of the opinions of our clients.

B & W Finance Co seems reliable. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Dr. Sanford Reichert V

B & W Finance Co seems trustworthy. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Malvina McLaughlin

Pay Attention

The previous three items charactirize a peculiar company. But below you can find general information about payday loans.

Payday Loans in Pharr, Texas

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Pharr , Texas because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.