NAFT Federal Credit Union Payday Loans Review

3.5 11 reviews

Organization owner?

901 N Veterans Blvd, Pharr, TX 78577, USA

+1 (956) 787-2774

Saturday

10AM–1PM

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

10AM–5:30PM

Friday

9AM–6PM

What people think about NAFT Federal Credit Union?

Below you get acquainted with some of the reviews of our customers.

Good customer service

Dr. Geovany Prohaska

Hate this bank they charge you to know how much you have in your checking's.

Josefa Lockman

Important

Now you can review general aspects of payday loans.

Payday Loans in Pharr, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and fast to get accepted for payday loans in Pharr, Texas. The interest rate will be set specifically for each person and will depend on the personal details the person provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.