Welcome to Our Online Loan Referral Service

4.3 6 reviews

3110 Olton Rd, Plainview, TX 79072, USA
+1 (806) 296-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you find some of the testimonials of our clients.

Great people, great service!

Earlene Parisian

Personnel are friendly, knowledgeable in their customer service.

Dr. Micah Torphy Sr.

Pay Attention

The previous three items charactirize a certain lending service. But below you can read common details about payday loans.

Payday Loans in Plainview, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial problems in Plainview , New York because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Plainview, Texas

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+1 (806) 679-8154

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Guaranty Bank & Trust ATM

750 James Bowie Dr, New Boston, TX 75570, USA

+1 (903) 628-6270

www.gnty.com

Dallas Online Loans

9545 Lake June Rd, Dallas, TX 75217, USA

+1 (844) 629-2657

www.dallasonlineloans.com

Woodforest National Bank

355 Stonebrook Pkwy, Frisco, TX 75034, USA

+1 (214) 618-0033

www.woodforest.com

Wellington State Bank

1000 8th St, Wellington, TX 79095, USA

+1 (806) 447-2551

www.wellingtonsb.com

Texas Car Title & Payday Loan Services, Inc.

203 E Ennis Ave, Ennis, TX 75119, USA

+1 (972) 875-3774

texascartitleandpaydayloanservicesinc.com

Independent Bank is now Independent Financial

1011 W 40th St Suite 100, Austin, TX 78756, USA

+1 (512) 652-0404

www.independent-bank.com

Security Finance

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+1 (806) 364-6981

www.securityfinance.com

Imperial PFS

14180 Dallas Pkwy #320, Dallas, TX 75254, USA

+1 (888) 247-8482

ipfs.com

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