Welcome to Our Online Loan Referral Service

2.8 13 reviews

8585 Memorial Blvd, Port Arthur, TX 77640, USA
+1 (800) 903-7490
Friday
10AM–6:30PM
Saturday
10AM–5PM
Sunday
12–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6:30PM

What people think about First Convenience Bank?

Below you get acquainted with some of the opinions of our customers.

It wanted to rebuild my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via First Convenience Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Ellsworth Donnelly Jr.

Many thanks to First Convenience Bank. I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best loan provider! Managed to cover my issues and signed with relief.

Queenie Schiller

I want to say Many Thanks to the staff of First Convenience Bank. They offer immediate solution to any sudden money issues. Love them for their immediate decision. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this service if I need money in the future.

Mr. Timmy Keeling

First Convenience Bank seems good. Applied twice. The first loan approved was small – $300, but next time the limit was increased to $800. Closed the loan as agreed. The managers were professional, they gave speedy answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Dan Schimmel

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Port Arthur, Texas

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is simple and fast to get approved for payday loans in Port Arthur, Texas. The interest rate will be set individually for each client and will depend on the personal data the consumer provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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