Welcome to Our Online Loan Referral Service

3.8 17 reviews

4190 Main St, The Colony, TX 75056, USA
+1 (972) 906-8200
www.datcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about DATCU Credit Union?

Below you see some of the opinions of our customers.

Great service and friendly caring people!

Elizabeth Marks

No customer service, def need to retrain there staff!

Roosevelt Von

She went through and explained the paperwork and answered any questions we had.

Maximo Harvey

Important

Above there is information about a definite lender. Below you can see common aspects of payday loans.

Payday Loans in The Colony, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in The Colony, Texas. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in The Colony, Texas

TitleMax Title Loans

675 E Pioneer Pkwy Suite 112, Grand Prairie, TX 75051, USA

+1 (214) 516-6041

www.titlemax.com

Texas Car Title & Payday Loan Services, Inc.

1300 E Grand Ave, Marshall, TX 75670, USA

+1 (903) 938-0200

texascartitleandpaydayloanservicesinc.com

Security Finance

929 S Main St Suite A, Anthony, TX 79821, USA

+1 (915) 886-5696

www.securityfinance.com

East West Bank

10623 Bellaire Blvd Suite 100, Houston, TX 77072, USA

+1 (281) 925-0888

www.eastwestbank.com

Cellphone Finance

4207, 9769 1/2 Long Point Rd, Houston, TX 77055, USA

+1 (888) 360-5651

home.smartpaylease.com

First Bank Texas

1849 S 1st St, Abilene, TX 79604, USA

+1 (325) 674-1885

www.go2fbt.com

Gold Star Finance

220 Main St, Texarkana, TX 75501, USA

+1 (903) 794-1661

goldstarfinancetexas.com

Texas Trust Credit Union

3800 Cheek-Sparger Rd, Bedford, TX 76021, USA

+1 (972) 263-5171

texastrustcu.org

Snap Cash Tax Services

994 E Grant St # 4, Roma, TX 78584, USA

+1 (956) 847-4466

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