Mountain America Credit Union Payday Loans Review

5 2 reviews

Organization owner?

3986 15675 W, Altamont, UT 84001, USA

+1 (435) 454-3903

www.macu.com

Tuesday

Closed

Wednesday

11AM–5PM

Thursday

Closed

Friday

11AM–5PM

Saturday

Closed

Sunday

Closed

Monday

11AM–5PM

Domain Info

Created Date

2002-11-12

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about Mountain America Credit Union?

Here you read the feedback of our customers.

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Octavia Toy

I took out payday loan from Mountain America Credit Union 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Favian Leffler

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Broderick Heathcote

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Amari Tremblay

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Altamont, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Altamont, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Mountain America Credit Union help take out a loan in Altamont, New York?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Altamont, New York. They assess many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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