Welcome to Our Online Loan Referral Service

4.8 4 reviews

2 N Main St, Ephraim, UT 84627, USA
+1 (435) 283-4621
www.cachevalleybank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2002-07-02

Mailing Address

Utah, United States

Company Name

Cache Valley Bank

Cache Valley Bank

Contact Data

What people think about Cache Valley Bank?

Below you find some of the reviews of our customers.

I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Mr. Gerald Treutel

The process was convenient, speedy. No surety needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would apply again.

Christophe Gulgowski Sr.

A good company. These guys quickly processed my application. Had money in my account the next day. If you need some extra money urgently, this is the best loan provider, I’m telling you!

Gisselle Witting

I always use Cache Valley Bank when it need a cash advance. The application process is hassle-fee. No problems.

Heber Miller II

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Ephraim, Wisconsin

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Ephraim, Wisconsin is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Ephraim, wi welcome borrowers with poor credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within several hours.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

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