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4.2 5 reviews
Loan agency in Abingdon, Virginia

613 E Main St, Abingdon, VA 24210, USA
+1 (276) 628-7609
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–1PM

Feedback about First Choice Cash Advance?

Here you get acquainted with the reviews of our customers.

Really good company to work with.

Marques Bartoletti

The people are very friendly.

Shakira Trantow

If you dont cash checks your description shouldnt say that you do

Rowan Wyman

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Abingdon, Virginia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to take out loans in Abingdon, Virginia. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Choice Cash Advance help take out a payday loan in Abingdon, Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Abingdon, Virginia. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Abingdon, Virginia

Navy Federal Credit Union - ATM

7700 Arlington Blvd, Falls Church, VA 22042, USA

+1 (888) 842-6328

www.navyfederal.org

Navy Federal Credit Union

12520 Dillingham Square, Woodbridge, VA 22192, USA

+1 (888) 842-6328

www.navyfederal.org

Cash 2U

1240 Piney Forest Rd, Danville, VA 24540, USA

www.cash2uloans.com

PNC Bank ATM

25275 Lankford Hwy, Onley, VA 23418, USA

+1 (888) 762-2265

www.pnc.com

Primis Bank and ATM

201 N Washington Hwy # 100, Ashland, VA 23005, USA

+1 (804) 752-0100

primisbank.com

Bank of the James - Madison Heights

4698 S Amherst Hwy, Madison Heights, VA 24572, USA

+1 (434) 846-8887

www.bankofthejames.bank

Blue Ridge Bank

116 N Braddock St, Winchester, VA 22601, USA

+1 (540) 931-9843

www.mybrb.com

United Bank

110 University Blvd, Harrisonburg, VA 22801, USA

+1 (540) 432-9300

www.bankwithunited.com

Hanscom Federal Credit Union

7596 Colshire Drive MITRE, 4 Lobby, McLean, VA 22102, USA

+1 (703) 983-1768

www.hfcu.org

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