Domain Info
Created Date
2000-08-25
Mailing Address
Company Name
Contact Data
What people think about Valley Credit Service Inc?
Below you read some of the reviews of our clients.
They only ask for an ID to get approve. Last week I was broke and needed extra money to survive. These guys approved me although I had a low credit score. Online and safe application. Very satisfied!
Everette Nolan
They only ask for an ID to verify you. Last year I was ill and needed some cash to survive. These guys accepted me although I had a bad credit score. Fast and legit application. Highly recommend!
Otilia Sipes Jr.
Valley Credit Service Inc seems honest. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $900. Paid off the loan on due date. The employees were professional, they gave detailed answers to all my questions. No delays. But their interest rates are average.
Demetris Fritsch I
Fast application. I only filled in an ID and a bank account. Immedaite lending decision. The first time I was approved for $600 only. Hope the limit will be more next time. APR is affordable . Paid off the loan earlier than agreed. If necessary, the term can be also extended.
Mikayla Breitenberg
Important
The previous three items charactirize a peculiar lending service. But below you can read common information about payday loans.
Payday Loans in Charlottesville, Virginia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Charlottesville, Virginia. The entire process is easy. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments without delays.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Charlottesville, Virginia
Lendmark Financial Services LLC
7230 Bell Creek Rd Suite F, Mechanicsville, VA 23111, USA
+1 (804) 417-4032
www.lendmarkfinancial.com
Mariner Finance
45591 Dulles Eastern Plaza #134, Sterling, VA 20166, USA
+1 (703) 434-3873
www.marinerfinance.com
Member One Federal Credit Union
7114 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (800) 666-8811
www.memberonefcu.com
Edward Jones - Financial Advisor: Ricky Bray
307 Falls Dr NW, Abingdon, VA 24210, USA
+1 (276) 739-7729
www.edwardjones.com
Langley Federal Credit Union
12644 Jefferson Ave, Newport News, VA 23602, USA
+1 (757) 827-5328
www.langleyfcu.org
Farmers & Miners Bank
6489 Dr Thomas Walker Rd, Rose Hill, VA 24281, USA
+1 (276) 445-4841
www.farmersandminersbank.com
First Community Bank
135 W Jackson St, Gate City, VA 24251, USA
+1 (276) 386-1150
www.firstcommunitybank.com
TitleMax Loans Appraisals @ The Mail Box Store
7307 George Washington Memorial Hwy, Yorktown, VA 23692, USA
+1 (844) 390-1570
www.titlemax.com
