Feedback about Smart Choice Financial?
Here you see the reviews of our customers.
For 6 months I have not been able to make the company to transfer the information about the paying back of the loan for 2019.
Jan Kunze
I took out $300 for several days. When the payday loan was returned, they applied a great fees, I had to pay almost $400.
Dr. Cody Conn Jr.
I issued cash advance from Smart Choice Financial 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.
Miss Alessia King II
I contacted Smart Choice Financial 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?
Prof. Tad Mante
Pay Attention
The first three points show the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.
Payday Loans in Chester, New York
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Problem-free financial products are considered as payday loans in Chester, ny. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.
APR
25% small loan cap
How will Smart Choice Financial help take out a loan in Chester, New York?
- 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every client should fill in the following data:
Then you should submit an application to get a proposal from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Chester, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.
APR Calculator
Other Payday Lenders in Chester, Virginia
Bank of America ATM
6960 Commons Plaza, Chesterfield, VA 23838, USA
+1 (844) 401-8500
locators.bankofamerica.com
Walmart Money Center
6530 Trading Square, Haymarket, VA 20169, USA
+1 (703) 468-2445
www.walmart.com
The United Methodist Credit Union
10330 Staples Mill Rd, Glen Allen, VA 23060, USA
+1 (804) 672-0200
www.tumcu.org
Virginia Commonwealth Bank
708 Rappahannock Dr, White Stone, VA 22578, USA
+1 (804) 435-0593
www.vcb.bank
First Bank & Trust Co. - East Bristol
38 E Valley Dr, Bristol, VA 24201, USA
+1 (276) 466-9222
www.firstbank.com
ATM The Bank of Scott County - Gate City
181 E Jackson St, Gate City, VA 24251, USA
+1 (276) 386-1100
www.bankofmarionva.com
