Welcome to Our Online Loan Referral Service

3 10 reviews

101 E Queen St, Hampton, VA 23669, USA
+1 (757) 728-1266
oldpoint.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1996-07-06

Mailing Address

Company Name

Contact Data

Feedback about Old Point National Bank?

Here you see the reviews of our clients.

Great family owned place with fresh seafood at great price!

Libby Schmidt

The prices are fair and affordable their crabs are big and full of meat.

Linnea Crooks PhD

Great experience great customer service and will return.

Wilhelmine Muller PhD

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Hampton, New York

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Hampton, New York are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Old Point National Bank help issue a payday loan in Hampton, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Hampton, ny will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Hampton, Virginia

Chesapeake Bank - Chesterfield

10000 Courtview Ln, Chesterfield, VA 23832, USA

+1 (804) 414-3070

chesbank.com

Advance America

2514 Columbia Pike, Arlington, VA 22204, USA

+1 (703) 892-6113

Atlantic Union Bank

10045 Kings Hwy, King George, VA 22485, USA

+1 (540) 775-9300

www.atlanticunionbank.com

Wells Fargo Bank

2935 Rockfish Valley Hwy, Nellysford, VA 22958, USA

+1 (434) 361-1386

www.wellsfargo.com

Summit Community Bank

200 Peppers Ferry Rd, Wytheville, VA 24382, USA

+1 (276) 223-1115

www.mysummit.bank

Woodforest National Bank

197 Madison Heights Square, Madison Heights, VA 24572, USA

+1 (434) 528-4035

www.woodforest.com

Virginia Partners Bank

4210 Plank Rd, Fredericksburg, VA 22407, USA

+1 (540) 899-3022

www.vapartnersbank.com

Navy Federal Credit Union

13493 Hull Street Rd, Midlothian, VA 23112, USA

+1 (888) 842-6328

www.navyfederal.org

Bank of Botetourt

140 Town Center Street, Daleville, VA 24083, USA

+1 (540) 992-4777

www.bankofbotetourt.com

Top