Welcome to Our Online Loan Referral Service

3.7 11 reviews

20255 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (434) 528-9016
www.cvfcu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-04-02

Mailing Address

Company Name

Contact Data

Feedback about Central Virginia Federal Credit Union?

Here you read the reviews of our customers.

High quality customer service

Jakob Willms

But I'm a new customer.

Dr. Lurline Pacocha

Worst bank experience ever.

Karina Kiehn

Tellers are always friendly, service is great and there's never a wait.

Hazle Gibson

The staff tends to your every need, in detail.

Kennedy Schaden DDS

Friendly atmosphere.

Liliana Mayert Jr.

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Lynchburg, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Lynchburg, Virginia is taken out easily and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Central Virginia Federal Credit Union help take out a loan in Lynchburg, Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Lynchburg, Virginia. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

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RVA Financial

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ATM (Bank of America)

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First Bank

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+1 (434) 392-7122

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Apple Federal Credit Union

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www.applefcu.org

Edward Jones - Financial Advisor: Jerry A Biller, AAMS®

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+1 (540) 743-1659

www.edwardjones.com

Dublin Pawn

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+1 (540) 674-8064

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OneMain Financial

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+1 (804) 333-4096

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