Welcome to Our Online Loan Referral Service

3.2 37 reviews

12891 Jefferson Ave, Newport News, VA 23608, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

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Mailing Address

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What people think about 1st Advantage Federal Credit Union?

Below you get acquainted with some of the testimonials of our clients.

This bank can improve on getting customer done in a timely manner.

Jonathan Padberg

Money is a necessity, but without people, there would be no money.

Mertie Jacobs

Wonderful service always very helpful and nice

Ms. Ally Lynch II

Friendly...outstanding staff....always a pleasure when I walk through the door. Gotten 2 loans from them with ease. They are very understanding and will help out as much …

Aditya Bradtke

Always pleasant service.

Prof. Emilia Willms DDS

Long time faithful customer.

Margarita Miller

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Newport News, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Newport News, Virginia. The APR will be set individually for each case and will depend on the personal data the consumer provided.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can save borrowers who have low credit scores or have no credit score. But we remind you that as with any debt you should only dare applying for a cash advance if you are assured that you can afford payments on time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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Citizens Bank ATM

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