Welcome to Our Online Loan Referral Service

2.6 5 reviews

13801 Warwick Blvd, Newport News, VA 23602, USA
+1 (757) 728-1226
oldpoint.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-07-06

Mailing Address

Company Name

Contact Data

What people think about Old Point National Bank?

Below you find some of the opinions of our clients.

Friendly, know my name and greet me when I walk in, quickly handle my business.

Edwina O'Conner

People nice...service very slow

Kenton Pfannerstill

Would have hated to have paid them another penny.

Dr. Emmett Russel DVM

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Newport News, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Newport News, Virginia. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments in good time.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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1st Advantage Federal Credit Union

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