Welcome to Our Online Loan Referral Service

3.4 10 reviews

2636 US-51, Janesville, WI 53546, USA
+1 (608) 314-8588
www.bankatfirstnational.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

Domain Info

Created Date

2001-11-19

Mailing Address

Company Name

Contact Data

Feedback about First National Bank and Trust?

Here you read the reviews of our customers.

This bank has great service and kind employees! They call me by name and know my kids. They are very easy to work with and have helped us get a loan when we needed one.

Mohamed Hessel

Don't go here unless you have to....they need a lesson in customer service!

Dr. Tobin Hahn Sr.

Friendly staff, very helpful.

Dr. Geovany Quigley DVM

Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Janesville, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Janesville, Iowa is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First National Bank and Trust help issue a loan in Janesville, Iowa?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Janesville, Iowa. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Janesville, Wisconsin

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+1 (920) 431-8869

www.associatedbank.com

North Shore Bank

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+1 (262) 925-6890

www.northshorebank.com

Premier Financial Credit Union

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+1 (920) 898-4232

www.yourpfcu.com

Nicolet Bank Green Bay Downtown Drive-Up

126 N Washington St, Green Bay, WI 54301, USA

+1 (800) 369-0226

www.nicoletbank.com

First National Bank and Trust

321 E Milwaukee St, Argyle, WI 53504, USA

+1 (608) 543-3321

www.bankatfirstnational.com

Fortifi Bank

356 S Pioneer Park Rd, Westfield, WI 53964, USA

+1 (855) 876-1500

www.fortifibank.com

Edward Jones - Financial Advisor: Jeff Clausen

200 S Marquette Rd, Prairie du Chien, WI 53821, USA

+1 (608) 326-6007

www.edwardjones.com

Associated Bank ATM

1203 17th Ave, Bloomer, WI 54724, USA

+1 (800) 261-6888

www.associatedbank.com

Payday USA

1808 Tower Ave, Superior, WI 54880, USA

+1 (715) 392-2272

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