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2.3 3 reviews
Loan agency in Carmel, Indiana

75 Executive Dr # C, Carmel, IN 46032, USA
+1 (317) 571-1780
nicholasfinancial.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

[email protected]

+1.7277260763

+1.7277262140

Feedback about Nicholas Financial Inc?

Here you get acquainted with the reviews of our customers.

Best loan place ever

Arjun Kuvalis

Great service and always willing to work with there customer's

Jarvis Carter

PERFECT store manager, extremely knowledgeable and professional staff!

Naomie Reichel

Awsome people and just great service

Brad Heidenreich

Negotiable on price and swell package deals when buying multiple items.

Roslyn Murazik

Good selection of guitars and amps.

Joesph Stokes

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Carmel, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Carmel, New York are taken out problem-free. The interest percentage is conditional on the client's person-related information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Nicholas Financial Inc help issue a payday loan in Carmel, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial abilities to approve the form. Payday loans in Carmel, New York may help improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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