Domain Info
Created Date
1999-09-10
Mailing Address
502 FRANKLIN ST, MICHIGAN CITY, IN, 46360-3329, United States
Company Name
Horizon Bank, National Association
Horizon Bank, National Association
Feedback about Horizon Bank?
Here you get acquainted with the feedback of our customers.
Thanks to Horizon Bank for helping out when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden fees.
Josephine Herzog
Yesterday I needed extra money, I decided to contact Horizon Bank. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.
Pierre Brakus
Pay Attention
The first three points describe the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.
Payday Loans in Columbus, New Jersey
A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.
Such financial products as payday loan in Columbus, New Jersey is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.
APR
30% usury cap
How will Horizon Bank help issue a payday loan in Columbus, New Jersey?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every borrower should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Columbus, New Jersey. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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First Farmers Bank and Trust
825 E Jefferson St, Tipton, IN 46072, USA
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www.ffbt.com
Park Community Credit Union
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+1 (502) 968-3681
parkcommunity.com
Fifth Third Bank & ATM
2655 Willowcreek Rd, Portage, IN 46368, USA
+1 (219) 762-3171
locations.53.com
First Merchants Bank
2350 Marketplace Blvd, Shelbyville, IN 46176, USA
+1 (317) 642-5110
www.firstmerchants.com
Edward Jones - Financial Advisor: Lee Irwin
262 S 1000 E Suite 100, Zionsville, IN 46077, USA
+1 (317) 873-5523
www.edwardjones.com
