Welcome to Our Online Loan Referral Service

4.1 11 reviews

4905 University Dr, Evansville, IN 47712, USA
+1 (812) 422-8204
www.etfcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Feedback about Evansville Teachers Federal Credit Union: West Evansville Office?

Here you see the reviews of our clients.

Best banking experience, by far

Julian Mayer

We are good people trying to do the right thing, the right way.

Carolyne Spencer

A wonderful place to do business.

Rosario Cormier

Pay Attention

Lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Evansville, Indiana

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Evansville, Indiana is taken out easily and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Evansville Teachers Federal Credit Union: West Evansville Office help issue a loan in Evansville, Indiana?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Evansville, in consider this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on time and not only resolve current issues, but improve the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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Advance America

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Edward Jones - Financial Advisor: Lynsey B Lunsford

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