Welcome to Our Online Loan Referral Service

5 12 reviews

101 N Main St, Fairmount, IN 46928, USA
+1 (765) 948-4330
fairmountstatebank.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2009-07-15

Mailing Address

Company Name

Contact Data

Feedback about Fairmount State Bank?

Here you read the reviews of our customers.

Such a friendly atmosphere and staff is awesome!!

Giovani Jerde

Great people to do business with.

Prof. Mose Herzog III

It is a really good Bank, everybody there treats you like family

Orion Murray

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Fairmount, Georgia

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Fairmount, ga. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

10% small loan cap

How will Fairmount State Bank help issue a payday loan in Fairmount, Georgia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Fairmount, ga will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Banterra Bank

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Old National Bank

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+1 (812) 523-5260

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First Farmers Bank and Trust

120 S Broadway, Peru, IN 46970, USA

+1 (765) 472-2700

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Dyer Bank & Trust

1101 Joliet St, Dyer, IN 46311, USA

+1 (219) 322-5964

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1st Source Bank

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+1 (574) 271-4235

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Kroger Money Services

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Walmart Money Center

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+1 (260) 436-0113

www.walmart.com

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