First Merchants Bank Payday Loans Review

1.7 6 reviews

Organization owner?

6751 W Jefferson Blvd, Fort Wayne, IN 46804, USA

+1 (260) 469-6322

www.firstmerchants.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you grapple with the reviews of our clients.

I issued a cash advance when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.

Kiera Collins

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Mr. Erling Powlowski Jr.

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Fort Wayne, Indiana

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Fort Wayne, Indiana are issued easily. The interest rate is conditional on the client's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will First Merchants Bank help take out a payday loan in Fort Wayne, Indiana?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Fort Wayne, Indiana. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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