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Feedback about Partners 1st Federal Credit Union?
Here you read the reviews of our clients.
I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Mrs. Birdie Cassin
I contacted Partners 1st Federal Credit Union 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?
Sarah Rutherford
I issued $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.
Ms. Hettie Stanton DDS
I took out a loan from Partners 1st Federal Credit Union 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.
Dr. Estelle Bashirian PhD
I issued payday loan from Partners 1st Federal Credit Union 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Abbie Haley MD
Pay Attention
Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.
Payday Loans in Huntington, New York
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Huntington, New York is issued easily and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.
APR
25% small loan cap
How will Partners 1st Federal Credit Union help issue a payday loan in Huntington, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a client should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the request when lenders in Huntington, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
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