Welcome to Our Online Loan Referral Service

4 4 reviews

244 Hauenstein Rd, Huntington, IN 46750, USA
+1 (260) 359-2165
www.ffbt.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

1999-02-07

Mailing Address

123 N JEFFERSON ST, CONVERSE, IN, 46919-2124, United States

Company Name

First Farmers Bank and Trust

First Farmers Bank and Trust

Contact Data

[email protected]

+1.7653953316

Feedback about First Farmers Bank and Trust?

Here you read the feedback of our clients.

High interest rate. When paying back a loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Dr. Burnice Greenfelder

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Sigurd Gutkowski

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Nina Hettinger III

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Shanon Lakin

Pay Attention

Above-defined info offers the details about a certain lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Huntington, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Huntington, New York are taken out easily. The interest percentage is dependent on the customer's personal data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will First Farmers Bank and Trust help issue a payday loan in Huntington, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the request when lenders in Huntington, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

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+1 (574) 255-3146

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+1 (765) 825-2124

www.usbank.com

1st Source Bank

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+1 (765) 807-7928

www.1stsource.com

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Heritage Federal Credit Union

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Heritage Federal Credit Union

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Farmers & Merchants Bank

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+1 (260) 693-0308

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The Napoleon State Bank

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Walmart Money Center

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