OneMain Financial Payday Loans Review

4 18 reviews

Loan agency in Indianapolis, Indiana

Organization owner?

4951 S Emerson Ave, Indianapolis, IN 46203, USA

+1 (317) 783-3366

www.onemainfinancial.com

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the feedback of our clients.

My loan experience was very good and it was a pleasure working with TRACI .

Stanley Hoppe

Told him my wife makes great money.

Nova Jones

Nice friendly people.

Pascale Jerde

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Indianapolis, Indiana

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Indianapolis, Indiana is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will OneMain Financial help take out a payday loan in Indianapolis, Indiana?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Indianapolis, in will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Indianapolis, Indiana

Edward Jones - Financial Advisor: Bryan N Burkhart, AAMS®

2110 N Hospital Blvd Suite 2, Sullivan, IN 47882, USA

+1 (812) 268-6202

www.edwardjones.com