Edward Jones - Financial Advisor: Don Osten, CFP® Payday Loans Review

Organization owner?

902 N 6th St Ste B, Monticello, IN 47960, USA

+1 (574) 583-2963

www.edwardjones.com

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–4PM

Saturday

Closed

Domain Info

Created Date

1995-10-03

Mailing Address

201 Progress Parkway, Maryland Heights, MO, 63043, United States

Company Name

NO DATA

EDWARD D. JONES & CO. L.P.

Contact Data

[email protected]

+1.3145152000

+0.0000000000

Feedback about Edward Jones - Financial Advisor: Don Osten, CFP®?

Here you get acquainted with the reviews of our customers.

I took out payday loan from Edward Jones - Financial Advisor: Don Osten, CFP® 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Ms. Kiara Herzog DVM

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Alyson Fritsch

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Jasen Feeney II

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the charges.

Mrs. Marion Gutmann I

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Monticello, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Monticello, ny. They are issued at individually-set interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Edward Jones - Financial Advisor: Don Osten, CFP® help take out a loan in Monticello, New York?

24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Monticello, ny review this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on schedule and not only cope with current issues, but improve the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Monticello, Indiana

First Merchants Bank

29 E Washington St, Shelbyville, IN 46176, USA

+1 (317) 398-9721

www.firstmerchants.com