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4.9 31 reviews
Loan agency in Monticello, Indiana

1004 W Broadway St, Monticello, IN 47960, USA
+1 (574) 583-3164
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the reviews of our clients.

Staff is extremely nice and very helpful

Prof. Joesph Crona

The customer service provided by Stacey and Alice is superb!

Dagmar Breitenberg

The people are amazing I love them here

Mr. Timmy Miller IV

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Monticello, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Monticello, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Advance America help issue a loan in Monticello, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Monticello, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Monticello, Indiana

1st Source Bank

6506 E State Blvd, Fort Wayne, IN 46815, USA

+1 (260) 493-2110

www.1stsource.com

ATM (Fifth Third Bank)

637 E National Ave, Brazil, IN 47834, USA

locations.53.com

Fifth Third Bank & ATM

3200 E 3rd St, Bloomington, IN 47401, USA

+1 (812) 332-2293

locations.53.com

Trust Bad Credit Loans

75 N Main St, Zionsville, IN 46077, USA

+1 (463) 220-2872

trustbcl.com

Advance America

1803 Cassopolis St, Elkhart, IN 46514, USA

+1 (574) 264-7919

www.advanceamerica.net

Financial Center First Credit Union

8245 Allisonville Rd, Indianapolis, IN 46250, USA

+1 (317) 916-7700

www.fcfcu.com

Beacon Credit Union

430 Rouch Pl Dr, Rochester, IN 46975, USA

+1 (574) 223-4871

www.beaconcu.org

Farm Credit Mid-America

1050 Ballard Ln, Greencastle, IN 46135, USA

+1 (765) 653-2691

Walmart Money Center

Seymour, IN 47274, USA

www.walmart.com

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