First Merchants Bank Payday Loans Review

4 4 reviews

Organization owner?

2206 Chester Blvd, Richmond, IN 47374, USA

+1 (765) 935-4505

www.firstmerchants.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

What people think about First Merchants Bank?

Below you read some of the opinions of our customers.

Have been with this bank well over 15 years they have met my ever need

Dannie Yundt

I have lost $3,000 in a single transaction that nobody is willing to help with.

Miss Nikita Cassin IV

Important

The previous three items describe a peculiar financial institution. But below you can read common details about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Richmond, Massachusetts. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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