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Feedback about Beacon Credit Union?
Here you grapple with the feedback of our customers.
For 6 months I have not been able to make the company to transfer the information about the repaying of the loan for 2019.
Chris Adams
I took out cash advance from Beacon Credit Union 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.
Marcel Nitzsche
I contacted Beacon Credit Union 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?
Dedric Veum
Pay Attention
Further there will be given the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.
Payday Loans in Rochester, New York
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Such financial products as payday loan in Rochester, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.
APR
25% small loan cap
How will Beacon Credit Union help issue a payday loan in Rochester, New York?
- Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
- Fast and high approval percentage. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Rochester, New York. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.
APR Calculator
Other Payday Lenders in Rochester, Indiana
Advance America
2310 Laporte Ave Ste. 450, Valparaiso, IN 46383, USA
+1 (219) 548-3418
www.advanceamerica.net
Edward Jones - Financial Advisor: Tyler J Vieke
3307 N Green River Rd, Evansville, IN 47715, USA
+1 (812) 491-2953
www.edwardjones.com
Huntington Bank
9075 N Meridian St, Indianapolis, IN 46260, USA
+1 (317) 843-1025
www.huntington.com
Huntington Bank
3841 S Emerson Ave, Indianapolis, IN 46203, USA
+1 (317) 786-1900
www.huntington.com
The Napoleon State Bank
8912 US-421, Osgood, IN 47037, USA
+1 (812) 852-4002
www.napoleonstatebank.com
