Peoples Bank Payday Loans Review - Saint John, Indiana

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.