Welcome to Our Online Loan Referral Service

3.3 7 reviews

855 Thornapple Way, Valparaiso, IN 46385, USA
+1 (219) 465-1602
www.firstmerchants.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you read the reviews of our customers.

Money was urgently needed. I submitted an online application in First Merchants Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Sterling Hettinger

Good service with a favorable rate. Money deposited immediately, I always use First Merchants Bank.

Blaze Breitenberg IV

I addressed First Merchants Bank. Everything was done quickly. Only pleasant impressions remained!

Emma Rodriguez

want to express my deep gratitude to First Merchants Bank for believing my case. I had some issues with a credit history, but this service helped me and issued a loan.

Mason Terry

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Valparaiso, Florida

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Valparaiso, Florida are taken out problem-free. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Merchants Bank help issue a loan in Valparaiso, Florida?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Valparaiso, fl consider this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively assess financial solvency, issue a loan, repay the debt on a due date and not only resolve current problems, but enhance the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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1st Source Bank

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Heritage Federal Credit Union

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Northwest Bank

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OneMain Financial

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